As a pet owner myself, I would like you to think it through before opting for any pet health insurance. Some policies may be cheap, but are of no use if you cannot attend to a sudden medical problem or get your pet the medical attention it urgently requires, or does not cover the surgery that your pet may urgently need. How would you be able to justify and return the love your loyal pet showers you with when you are unable to get them the right medical attention just because you chose the wrong policy?