If it is just recently that you’ve decided to perk up on the debt consolidation process, steer clear from the recent advent of aggressive debt collectors who can really badger people into paying their debts using force if required.
Debt collectors are supposed to collect debts even from those who have opted for debt consolidation. Always maintain records of your payments pertaining to your phone bills, credit card payments, or else you wont be able to prove your point if the debt collectors drop in.

Be aware of the statutes of limitation on your debt. If a particular bill turns out to be much older than what is permitted by the statute, you’re not legally required to repay that debt, not even if the debt is outstanding.