Harry says: "I immediately phoned Comfort, which arranged for a loss adjuster to come to Cyprus to assess the damage. The claim was well under way by the time we arrived back in the UK 10 days later. I would recommend the company to anyone." The Crowthers, who are both 72 and live in Halifax, West Yorkshire, used the GBP 33,000 payout they received in April last year to buy an S-registered Laika so that they could resume touring.

Fully comprehensive cover for this costs GBP 296 a year from Comfort, GBP 1 more than they paid to insure their old vehicle. Comfort also paid the costs of the Crowthers hotel accommodation in Cyprus for 10 days and their flight home something anyone else in a similar situation would need if they had planned to drive back in their vehicle, complete with motorhome covers.